Compare Wisconsin Medicare Supplement Plans

Why Wisconsin Medicare Supplement Is Different

Unlike the 49 other states, Wisconsin does not use the federal lettered Medigap framework (Plans A through N). Wisconsin mandates its own Basic Plan with optional stackable riders, regulated by the Wisconsin Office of the Commissioner of Insurance (OCI). This structure can provide comparable or superior coverage — but you must work with a licensed Wisconsin agent to understand your specific options. Plan G and Plan N are not available to Wisconsin residents.

CMS CY2027 Compliance Preview — Marketing Implementation: October 1, 2026

The CMS Contract Year 2027 Final Rule eliminates the prior 48-hour Scope of Appointment waiting period for the upcoming enrollment cycle. For all current mid-year enrollments conducted prior to October 1, 2026, the standard 48-hour regulatory waiting period between SOA capture and benefit presentation remains strictly observed. Prior Express Written Consent must be freely and explicitly given — pre-checked boxes do not satisfy this requirement. The TPMO disclosure must be provided prior to any plan benefit discussion.