Our Story
Insurance MadePersonal.
We started Merit Protection Group because we believe every person deserves honest guidance — not a sales pitch. No hold music, no pressure, no confusion. Just clear answers from someone who genuinely cares.
Why We Exist
We Have Seen the Confusion Firsthand
Insurance decisions — especially Medicare — can feel overwhelming. Dense paperwork, conflicting information, and pushy agents make an already stressful process even harder. We built Merit Protection Group to be the antidote to all of that.
Operating fully online across Wisconsin, Arizona, and Colorado, we work entirely by email — no unsolicited calls, no pressure, no rush. You ask, we answer. You decide, at your own pace.
Every client we serve gets the same thing: our full attention, our honest assessment, and a recommendation we would make for our own family.
Licensed in
WI · AZ · CO
What Drives Us
Our Commitments to You
Honesty First
We tell you what fits your situation — even if it means recommending something that earns us less. Your trust is worth more than any commission.
No Phone Pressure
All communication is by email, on your schedule. You will never receive an unexpected call from us. Ever.
Full Compliance
We operate under OCI and CMS Medicare guidelines in every state we serve. Compliance is not a checkbox for us — it is how we protect you.
Real Expertise
Four product lines, three states, one team dedicated to getting your coverage right — Travel, Medicare, Life Insurance, and Surety Bonding.
NPN
20055600
WI · AZ · CO
The Person Behind the Agency
Meet Tammy Finley
Tammy founded Merit Protection Group because she saw too many people make coverage decisions without a trusted guide in their corner. As an independent agent, she is not tied to any single carrier — which means her only job is finding what is genuinely right for you.
She handles every client personally, communicates exclusively by email to keep things stress-free, and stays current on every regulatory change — including the latest CMS guidelines — so you never have to.
“My goal is simple: I want you to feel confident in your coverage, not confused by it.”
Ready to Find the Right Coverage?
Reach out by email and Tammy will personally review your situation and send you clear, honest options — no obligation, no phone calls.
Explore Our Services