Required Medicare Disclosure: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Licensed Medicare agent helping Colorado seniors compare and find the right Medicare plan — Merit Protection Group

CO DOI Licensed · NPN 20055600

Independent Medicare Rate Analysis for Colorado

Licensed & Regulated by CO DOI·National Producer # 20055600

From Denver metro to rural mountain counties, Medicare networks vary significantly across Colorado. A licensed independent agent ensures you compare the right plans for your specific area.

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Medicare Plan Options in Colorado

Medicare Advantage (Part C)

Colorado offers a strong Medicare Advantage market in the Denver metro and Front Range. Rural county networks may vary — a local agent review is essential before choosing a plan.

Medicare Supplement Plans

Federal Plans A through N are available in Colorado. Supplement plans offer the widest provider access — critical for Colorado's rural and mountain communities where network coverage varies.

Part D Prescription Drug Plans

Prescription drug plans are available statewide. Formulary and cost structure vary by carrier and county — always compare options specific to your ZIP code before enrolling.

CMS CY2027 Compliance Preview — Marketing Implementation: October 1, 2026

The CMS Contract Year 2027 Final Rule eliminates the prior 48-hour Scope of Appointment waiting period for the upcoming enrollment cycle. For all current mid-year enrollments conducted prior to October 1, 2026, the standard 48-hour regulatory waiting period between SOA capture and benefit presentation remains strictly observed. Prior Express Written Consent must be freely and explicitly given — pre-checked boxes do not satisfy this requirement. The TPMO disclosure must be provided prior to any plan benefit discussion.

Request Your Medicare Plan Options

Complete this consent form and a licensed agent will reach out to you with personalized plan options.

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Licensed State

Colorado · CO DOI

Required CMS Disclosure: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.

What is a Scope of Appointment?

Under current CMS guidelines, a mandatory 48-hour waiting period applies between your signed Scope of Appointment form and any plan benefit or cost-sharing presentation. Note: Beginning October 1, 2026, under the newly finalized CMS CY2027 standards, this 48-hour delay will be officially removed for the upcoming plan year, allowing for same-day plan consultations. By submitting your information today, a licensed agent will reach out to securely schedule your compliant enrollment window.

Yes, I agree. By checking this box, I provide my Prior Express Written Consent — unchecked and freely given — authorizing Merit Protection Group to contact me via email regarding Medicare Advantage (Part C), Part D Prescription Drug Plans, and Medicare Supplement (Medigap) plans available in my area. I understand that (1) a valid Scope of Appointment (SOA) is required before any benefits presentation under CMS CY2027 rules, (2) I am not required to provide this consent as a condition of purchasing any product or service, and (3) I may revoke this consent at any time by emailing support@meritprotectiongroup.io with the subject line REMOVE.

By submitting, you consent to be contacted by a licensed Medicare agent via email regarding Medicare Advantage (Part C), Part D Prescription Drug Plans, and Medicare Supplement (Medigap) plans available in your area. Your information will not be sold or shared with third parties for marketing purposes. Consent is not a condition of purchase.

Your information is protected under SSL encryption and is never sold or shared with third-party lead aggregators. See our Privacy Policy.

Reviewed by Tammy Finley, State-Licensed Insurance Agent | NPN: 20055600 | Active Licenses: WI OCI · AZ DIFI · CO DOI | Updated July 2026

Financial & Tax Disclaimer: Merit Protection Group does not provide financial, investment, legal, or tax advice. Consult a qualified tax professional or financial adviser before making insurance or financial decisions. Tax implications of insurance products vary by individual circumstance and applicable law.

State Licensing: Merit Protection Group is licensed in Colorado (CO DOI). National Producer Number (NPN): 20055600 (Wisconsin only). We are not affiliated with or endorsed by the United States Government or the federal Medicare program.

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